100% Rural Development Financing Backed by the Government!

There’s an amazing financing option on the table for buyer who qualify for a mortgage but don’t have a down payment.

Guaranteed Housing Program has partnered with local lenders to help them extend 100 percent financing opportunities to

The Benefits are:

  • No down payment required.

  • No expensive monthly mortgage insurance means you may qualify for a larger loan

  • Flexible credit and qualifying guidelines

  • No mazimum purchase price limit

  • Closing costs can come from any course and may even be rolled into the loan up to appraised value 

  • Repairs and improvements can be included in the loan up to appraised value.

  • competitive fixed 30-year rates, 2-1 buy downs and you can qualify at the lower rate 

Eligibility Criteria:   

  • Occupy the property as your primary residence
  • Do not have sufficient cash for a 20 percent down payment plus pay typical loan closing  
    and relocation expenses
  • Be a U.S citizen, a U.S. non-citizen national or a “qualified alien.”      
  • Provide stable and dependable income for repayment ability
  • Have a credit history that indicates a willingness to meet obligations as they become due.
  • Have an adjusted household income that is within Rural Development guidelines based on the number of persons who occupy the home.
  • Purchase a residential property that is located in a Rural Development eligible area.  

Scott Hudspeth at Amerifirst can help you with your Rural Development home loan.  For more information      visit                                            
 
www.michiganzerodown.com coming soon
www.scotthudspeth.com
269-488-9530 Office
269-217-4481 Cell
Scott@AmeriFirst.com

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